Recurring Deposit (RD) is a savings scheme that allows customers to deposit a fixed amount regularly, generally every month, for a predetermined period. At maturity, the customer receives the deposited amount along with interest as per the applicable scheme terms.

Daily Deposit is a savings facility designed for customers who prefer to save a small amount on a daily basis. It can be particularly useful for small traders, self-employed individuals and customers with regular daily income.

Fixed Deposit (FD) is a deposit scheme where a customer invests a lump-sum amount for a predetermined period at an applicable interest rate. The principal amount and applicable interest are paid at maturity according to the scheme terms.

Monthly Income Scheme (MIS) is a deposit product designed for customers who prefer to receive periodic income from their deposit. Under the scheme, the customer deposits a lump-sum amount and receives interest periodically, generally on a monthly basis, according to the applicable terms.